Hunter Finance NZ: Bridging the Gap for Developers

Hunter Finance NZ is a prominent non-bank lender in New Zealand, specializing in providing finance solutions specifically tailored to property developers and builders. Unlike traditional banks, Hunter Finance focuses on the unique needs of the construction and property development sector, offering flexible and responsive lending options that can be critical for project success.

Core Focus: Development Finance

Their primary offering is development finance, catering to a wide range of projects, from small residential subdivisions to larger-scale apartment complexes and commercial builds. Understanding the complexities of the development process, they offer a range of loan products that cater to different stages, including land acquisition, construction, and pre-sales. This comprehensive approach helps developers secure the necessary funding throughout the entire project lifecycle.

Key Advantages of Hunter Finance

• Faster Approvals: Compared to traditional banks, Hunter Finance is known for its faster turnaround times for loan approvals. This agility is crucial for developers who often operate under tight deadlines and need quick access to capital.
• Flexible Lending Criteria: They often have more flexible lending criteria than traditional banks, considering factors beyond just balance sheet strength. This can be particularly advantageous for developers with solid projects but limited credit history or complex ownership structures.
• Relationship-Based Approach: Hunter Finance emphasizes building strong relationships with their clients. They take the time to understand the specific needs of each project and tailor financing solutions accordingly. This personalized approach can provide valuable support and guidance to developers throughout the development process.
• Sector Expertise: Their deep understanding of the property development sector allows them to assess project viability effectively and structure loan terms that are realistic and achievable. This expertise minimizes risks for both the lender and the borrower.
• Complementary to Banks: Hunter Finance often works alongside traditional banks, providing mezzanine finance or filling gaps that banks may not be willing to cover. This collaborative approach helps developers access the full range of financing options they need.

Target Audience

Hunter Finance primarily targets small to medium-sized property developers and builders who are looking for alternative financing options beyond traditional banking. They also serve developers who may be undertaking complex or higher-risk projects that traditional banks are less willing to finance. This makes them a valuable resource for innovative projects and developers pushing the boundaries of the New Zealand property market.

Overall Impact

By providing flexible and accessible development finance, Hunter Finance plays a significant role in supporting the growth and development of the New Zealand property market. Their focus on speed, flexibility, and relationship-based lending makes them a key player in helping developers bring their projects to fruition, contributing to the creation of new homes and commercial spaces across the country. They fill a crucial niche in the market, enabling projects that might otherwise be stalled due to financing challenges.