Tidewater Finance, a prominent consumer finance company specializing in auto lending, offers a variety of career opportunities for individuals seeking roles in the financial services sector. Based primarily in Virginia Beach, Virginia, but with opportunities potentially available in other locations, the company presents positions spanning various departments and skillsets.
Customer Service & Collections: A cornerstone of Tidewater Finance’s operations is its customer service and collections department. Entry-level roles often begin here, providing opportunities to learn the fundamentals of consumer finance, loan servicing, and account management. Responsibilities can include answering customer inquiries, processing payments, resolving account issues, and assisting customers in managing their loan obligations. Strong communication skills, empathy, and problem-solving abilities are essential for success in these positions. Career advancement within this area might lead to team lead or supervisory roles.
Sales & Originations: Tidewater Finance works with a network of automobile dealerships to provide financing options to their customers. Roles in sales and originations involve building and maintaining relationships with these dealerships, assessing creditworthiness, and approving loan applications. Individuals in these positions need strong sales acumen, analytical skills, and a thorough understanding of lending practices. These roles can be geographically focused and involve travel to dealership locations.
Underwriting & Credit Analysis: Underwriters and credit analysts play a crucial role in evaluating loan applications and assessing risk. They review financial documentation, credit reports, and other relevant information to determine the creditworthiness of potential borrowers. Strong analytical skills, attention to detail, and a solid understanding of credit risk management are crucial for success in these positions. Experience in finance or banking is often preferred.
Technology & Data Analytics: In an increasingly data-driven world, Tidewater Finance relies on technology and data analytics to optimize its operations and make informed business decisions. Opportunities may exist for software developers, data analysts, and IT professionals to develop and maintain software applications, analyze loan performance data, and identify trends and opportunities. Skills in programming languages, database management, and data visualization are highly valued.
Corporate & Administrative Roles: Like any organization, Tidewater Finance also requires professionals in corporate and administrative functions such as accounting, finance, human resources, legal, and compliance. These roles provide support to the various operational departments and ensure the company adheres to all applicable laws and regulations. These positions typically require specific qualifications and experience in the respective fields.
To explore career opportunities at Tidewater Finance, candidates should visit the company’s website or utilize job search platforms such as LinkedIn or Indeed. Be prepared to highlight relevant skills, experience, and qualifications in your application and during the interview process.