Chapel House Finance is a UK-based financial services company specializing in bridging loans, development finance, and commercial mortgages. Established with a focus on providing bespoke financial solutions, they cater to property investors, developers, and businesses seeking short-term funding or long-term strategic financing.
Bridging loans are a core offering at Chapel House Finance. These short-term loans are designed to “bridge” the gap between needing funds urgently and securing more conventional, longer-term financing. They are often used for property purchases at auction, quick property renovations, or when a property chain breaks down. Chapel House Finance provides tailored bridging loan solutions, considering factors like loan-to-value (LTV), interest rates, and repayment terms to suit individual client needs.
Another key area of expertise is development finance. This type of funding supports property developers in constructing new properties, renovating existing buildings, or undertaking larger-scale development projects. Chapel House Finance assesses the viability of each project, considering factors such as planning permission, construction costs, and projected sales revenue. They structure development finance packages to align with the project’s milestones, releasing funds in stages as the development progresses.
Chapel House Finance also offers commercial mortgages, providing financing for businesses to purchase commercial properties like offices, retail units, warehouses, or industrial units. These mortgages typically have longer repayment terms compared to bridging loans and are secured against the commercial property itself. Chapel House Finance helps businesses navigate the complexities of commercial mortgage applications, assisting them in securing competitive interest rates and favorable loan terms.
One of the distinguishing features of Chapel House Finance is their commitment to providing a personalized and relationship-driven service. They emphasize understanding their clients’ individual circumstances and financial goals to create tailored solutions. This often involves working closely with clients to assess their needs, evaluate their options, and guide them through the application process.
Beyond their core lending products, Chapel House Finance offers expertise in areas such as property investment strategy and financial planning. They can provide valuable advice and support to clients looking to grow their property portfolio or achieve their broader financial objectives. Their team consists of experienced professionals with in-depth knowledge of the property finance market.
In summary, Chapel House Finance is a specialist finance provider in the UK, offering bridging loans, development finance, and commercial mortgages. They distinguish themselves through their personalized service, tailored solutions, and commitment to building long-term relationships with their clients in the property and business sectors.